The roles and functions of banks have changed A. over the yearsB. in the past yearsC. during the new year. Today the services that a bank offers depend on the type of bank and the country. Many of the larger banks may deal in financial instruments such as share certificates, certificates of deposit, and bills of exchange. A financial instrument is a A. legendaryB. legibleC. legal document. It shows A. whichB. whatC. that money has been lent or borrowed, invested or passed from one account to another.
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