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2021年春季《证券投资分析》任务4
1.[问答题] <span style="font-size: 12pt; font-family: 宋体; mso-font-kerning: 1.0pt; mso-bidi-font-family: Arial; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">王先生<span lang="EN-US">30</span>岁<span lang="EN-US">,</span>在省某大医院工作<span lang="EN-US">,</span>妻子在外企工作<span lang="EN-US">,</span>有一个<span lang="EN-US">3</span>岁的女儿<span lang="EN-US">,</span>夫妻俩月工资<span lang="EN-US">13000</span>元。去年贷款买了一套商品房<span lang="EN-US">,15</span>年还款<span lang="EN-US">,</span>月供<span lang="EN-US">3500</span>多元<span lang="EN-US">,</span>并向银行贷款装修<span lang="EN-US">,</span>每月总还款额为<span lang="EN-US">5600</span>多元;今年初又贷款买了一辆车<span lang="EN-US">, </span>利率<span lang="EN-US">5.58%</span>贷款期限<span lang="EN-US">5</span>年<span lang="EN-US">,</span>每月还款<span lang="EN-US">2000</span>元。目前家中还有一些积蓄。该如何理财?</span>
答:——<p style="line-height: 13.2pt; text-indent: 16.8pt"><span style="mso-bidi-font-family: Arial"><font face="宋体">解答:王先生一家贷款较多,开支较大<span lang="EN-US">,—— |
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